First Iraqi Bank for Business 2.11.1

First Iraqi Bank – Freeware – iOS
out of 40 votes

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First Iraqi Bank is the pioneering fully mobile bank in Iraq.

The bank's complete digital onboarding process adheres to KYC (Know Your Customer) regulations and legal obligations. Opening an account takes under 5 minutes, providing access to a variety of app-based services. A valid ID card or Passport is all that is required, with expedited onboarding for KRG (Kurdish Regional Government) employees. Notable features of the First Iraqi Bank app comprise:

<ul>
 <li>Deposit: Conveniently deposit cash swiftly across Iraq using a widespread merchant network. Simply present your unique QR code to the merchant for an instantaneous balance update.</li>
 <li>Withdrawal: Effortlessly withdraw cash at numerous merchants throughout Iraq by scanning a QR code from the merchant. Your balance updates promptly.</li>
 <li>QuickPay: Swiftly pay for merchandise and services by scanning merchants' generated QR codes in mere seconds.</li>
 <li>Money conversion: Seamlessly convert your funds between IQD, USD, and EUR to manage spending in different currencies.</li>
 <li>Money transfers: Execute peer-to-peer transfers to fellow First Iraqi Bank account holders with funds reaching recipients instantly. The bank facilitates both local and international transfers.</li>
 <li>Balance and transactions: Stay informed about your finances by checking transaction details and monitoring balance history effortlessly.</li>
 <li>Service Store: Access vouchers and gift cards from over 100 providers (e.g., Careem, Netflix, etc.) swiftly using your current balance. Acquisitions are reflected in the app's wallet for easy sharing.</li>
 <li>Money boxes: Strategically save for goals like a new vehicle or home by utilizing segregated funds within money boxes, separate from your primary balance.</li>
</ul>

The review continues with a detailed breakdown of more features available in the First Iraqi Bank app.
<ul>
 <li>Find branches and stores: Easily locate the nearest branch office for personalized assistance or nearby merchants for deposit or withdrawal services through an integrated map feature.</li>
 <li>Spending limit: Regulate monthly expenses by setting predetermined spending limits. Immediate notifications alert you if transactions exceed these limits.</li>
 <li>Cash delivery: For clients unable to access merchant networks physically, worry not! The app enables tracking and scheduling of cash deliveries and collections for convenient financial management.</li>
 <li>Terminals: Empower your business's various branches to serve customers efficiently by utilizing the "Terminals" feature. Manage subaccounts as payment points for seamless transactions, retaining full operational oversight from your primary business account.</li>
</ul>

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